Insights

There are Better Alternatives than Becoming a Landlord

There are Better Alternatives than Becoming a Landlord

Investing in residential property has long been a popular option for Kiwi investors looking to secure their retirement. However, the sustainability of this investment option could be better and available for many more Kiwis. This is why Mates Invest, a debt-free commercial property investment company, was launched — to offer Kiwis a clean, green alternative to finance-fuelled, speculative property investment opportunity.

While some in the finance industry warn mum & dad investors that the national preoccupation with residential property investment dangerously skews the economy, few offer a viable alternative to the traditional ‘rental property’ in a way where the investor does not have to put the family home at risk.

Legislative pressure, falling property prices and the erosion of tax advantages make residential property investment unappealing for many. However, most New Zealanders need to learn that other options exist. The more alternatives and the more people we educate, the better it is for everybody.

Mates Invest is a New Zealand-owned and operated model that will actively acquire and manage commercial properties, offering Kiwis the chance to invest in property in a way that is more rewarding.

Regarding residential property investment for your average Kiwi, Mates Invest simply suggests it’s best to pivot when you’re in control. I think the investment culture in New Zealand is changing, with people now looking for more income, rather than speculative capital gain which is only accessible by further borrowing or downsizing.

Things to consider…

1. Explore alternatives
Consider options for investment that don’t require debt.

“At the moment, our economy is dominated by the banks which reward people who want to get more into debt, but there are options to achieve similar or better returns without the debt but with active management.”

2. Invest in commercial
Commercial tenants are reliable for longer durations, providing better returns and less administration.

3. Consider income options that don’t require debt
Debt is not cool in retirement. People should be more concerned with long term consistent returns rather than fluctuating investments due to fluctuating finance cycles from the banking sector. Being debt free is one less consideration.

Investing in commercial property is a great way to diversify investment portfolios and provide income for retirement or future generations. It’s time to explore your options and find the best investment opportunities for your financial future.

Media Contacts

Courtney Harrison

Courtney Harrison
Compliance & Communications

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