Listed property trusts are publicly traded on the share market, meaning their value is influenced not only by the underlying property assets, but also by daily market sentiment, fund flows, and broader equity market movements.

Mates Invest takes a different approach. Our investments are unlisted and based on the underlying property performance, not share price volatility. This means investors are not exposed to short-term market fluctuations or pricing disconnects that can occur in listed markets.

Listed property trusts are also typically leveraged, using bank debt to enhance returns. While this can amplify gains, it also increases exposure to interest rate movements and refinancing risk. Mates Invest is 100% equity-funded, removing these risks and allowing income to flow directly from the property to investors.

In addition, listed vehicles can experience misalignment between investors and assets, where units may trade at a premium or discount to underlying value. Our model is designed to maintain a closer link between investor returns and the actual performance of the properties.

Finally, Mates Invest has a strong community focus, aiming to keep capital working within New Zealand, supporting local businesses, and delivering long-term value for everyday investors, rather than being driven by short-term market pressures.

In simple terms, listed property trusts are market-traded and leveraged, whereas Mates Invest is unlisted, debt-free, and focused on stable, long-term income grounded in real assets.